Why Long-Term Care Insurance Falls Short for So Many 

New Mexico In Depth occasionally publishes stories produced by other news organizations that we feel would benefit New Mexicans. This is part one of “Dying Broke” – a look by Kaiser Family Foundation Health News and the New York Times at the economic devastation families often face caring for their elderly members. Given New Mexico’s aging population, it is particularly timely. For 35 years, Angela Jemmott and her five brothers paid premiums on a long-term care insurance policy for their 91-year-old mother. But the policy does not cover home health aides whose assistance allows her to stay in her Sacramento, California, bungalow, near the friends and neighbors she loves.